RECOVER

Fight Back with Smarter Representment Tools

RECOVER reverses unwarranted chargebacks to reclaim revenue by helping you respond with compelling evidence and proven automated workflows. Challenge bad chargebacks without the lift, resulting in more wins with fewer write-offs.

Automated representment workflows

Automates evidence capture, formatting and submission. Reduce overhead and empower your team to stay focused on growth.

Integrated with your systems

Connects to ecommerce, CRM, and payment platforms to extract the right data instantly. Compiles order and fulfillment data to build dispute responses that win.

Optimize your win rates

By reclaiming funds and reducing write-offs, RECOVER protects both revenue and reputation. Respond faster, win more often by staying ahead of deadlines.

Real-time tracking of results

Monitor dispute status, win rates, and response deadlines in one card brand agonistic dashboard with full visibility into outcomes and trends.

Overview

How RECOVER Works?

You can be on the hook for over three times the transaction amount of each chargeback. Our RECOVER module empowers your business to eliminate these chargebacks and avoid fees & penalties.

Transaction Detailed transaction data is generated in your system. Data includes: Device ID, Order IP address, Payment Authorizations, Payment Method, Delivery Fulfillment, Communications, Account Logins, Purchase History. Chargeback The customer files a chargeback via their bank or card issuer. RECOVER API Enabled ChargebackHelp builds evidence from the merchant’s integrated transaction streams. The RECOVER API crawls eCommerce platforms, gateways, CRMs, and other platforms. Representment RECOVER sends comprehensive rebuttals directly to the Acquirer. Revenue Recovery Issuing Bank sides with the merchant and reverses the Chargeback.

Features

Powerful Tools,
Real Results.

Send the complete transaction picture to issuers to overturn unwarranted chargebacks. Your transaction streams & eCommerce platforms are integrated through our proprietary API, to automate cases and optimize rebuttal letters.

Gathers fulfillment, transaction, and communication records directly from your sources. Assign configurable evidence strategies defining what counts as strong evidence for your business and automate the pull. RECOVER links directly to your platforms to pull the most persuasive proof.

From a handful of chargebacks to thousands a month, RECOVER keeps workflows organized, automated, and measurable. Start quickly without deep development work. Connects with RESOLVE and DEFLECT to create an end-to-end chargeback strategy.

Built to handle fraud, service, authorization, and processing-related disputes.

Customize which chargebacks to fight and how to fight them based on reason codes and thresholds.

Uses proven language and format that aligns with network expectations.

Choose self-managed or fully automated representment depending on your internal resources.

Works with card-not-present, MOTO (mail-order / telephone order), and subscription-based chargebacks.

Access ChargebackHelp specialists for strategy or manual reviews.

Track revenue recovered, win/loss ratios, and reasons for outcomes over time. Know what you’ve won, what you’ve lost, and why.

Highlights fraud-related activity for quick identification and filtering.

See what’s working and adapt over time to improve net win rates.

See RECOVER in action

Outstanding Service

One partner,
full coverage

DEFLECT’s integrations with Verifi and Ethoca give merchants a proactive edge by defusing disputes before they escalate.

Features

The ChargebackHelp Advantage

Everything in one place

Combine alerts, prevention, and recovery with a unified partner. Our all-in-one platform is built to support your business at every stage of the dispute lifecycle.

Built on Expertise

We work with thousands of merchants across a wide variety of industries to reduce chargebacks and mitigate fraud  while navigating evolving card network rules.

Partners in your success

What sets us apart is more than technology, it’s partnership. ChargebackHelp brings together network integrations, automation, and expert support to help merchants reduce chargebacks at scale.

FAQ

RECOVER FAQ

 RECOVER is ChargebackHelp’s representment solution that helps merchants fight and win chargebacks by automating evidence submission and improving win rates.

By automatically gathering fulfillment and transaction data, RECOVER builds strong, network-compliant responses tailored to each chargeback reason.

Yes. RECOVER supports full automation for evidence collection and submission, or merchants can choose manual review where preferred.

RECOVER connects with major ecommerce platforms, CRMs, payment gateways, and alert systems for seamless evidence gathering.

Yes. RECOVER is especially valuable for ecommerce, subscription, high-risk, and card-not-present merchants dealing with high chargeback volume.

Yes. RECOVER supports fraud, authorization, processing, and service-related chargebacks across Visa, Mastercard, and other major networks.

Most RECOVER implementations begin delivering value within days, thanks to flexible integration options including no-code setup.

Absolutely. RECOVER includes reporting for win rates, revenue recovered, and dispute reasons.

You can rely on ChargebackHelp’s specialists to manage your representments as a fully managed service.

Yes. It integrates directly with our other solutions, so you can manage alerts, prevent disputes, and recover lost revenue in one ecosystem.

Every RECOVER client is assigned a dedicated manager for onboarding, strategy, training, and ongoing optimization.

Not sure if RECOVER is a fit?