Merchants can set up to ten rules, each with up to seven attributes, specific to the BIN/CAID identifiers of a given merchant account. The seven attributes are

  • Issuer BIN
  • Transaction Date
  • Transaction Amount
  • Transaction Currency Code
  • Purchase Identifier
  • Dispute Category
  • Dispute Condition Code

If a disputed transaction matches an attribute or combination thereof, then the refund is executed automatically. A ruleset example could be as simple as any transaction below a certain amount is refunded. Complexity can also be added, for example a transaction of a certain amount, in a specific currency, for all transactions stemming from a single issuing bank.