presentment Archives

Understanding the Merchant’s Rights When it Comes to Chargebacks

Much of the discussion around chargebacks focuses on customers and their rights. However, businesses also have rights when it comes to chargebacks. It’s crucial for merchants to understand these rights and how to exercise them.

Mike Conway2024-08-30T19:18:44+00:00Categories: Chargebacks|Tags: arbitration chargeback, merchant rights, presentment, representment|

Getting Paid: The Wild Ride of Authorizations

Compared to cash purchases, the authorization of credit card transactions is almost comically complicated. To really understand it, you have to read this in the voice of a sports announcer... "Cardholder takes out their card to make a purchase. Merchant [...]

Mike Conway2024-06-24T13:00:02+00:00Categories: Merchant Tips, Processing|Tags: authentication, authorization hold, banks, payments, presentment, settlement|