Pumping Up Your Descriptors
There's a dizzying array of solutions out there that that prevent and resolve transaction disputes in the merchant's favor. Often times, one suite of services over laps with others, and [...]
How to Win at Subscription Billing
Recurring or subscription billing has taken e-commerce by storm. This is where products and services are provided and billed for regularly over time. Many merchants in the high-risk verticals have [...]
Could you, should you charge processing fees?
Just because you can doesn't always mean you should. In most cases, you can legally charge processing fees and surcharges. Doing so can take the sting out of your processing [...]
Merchant IDs for High-Risk Verticals
Our handy-dandy glossary of payments terms defines a merchant account as: "A bank account which the merchant holds with an acquiring bank to process credit card transactions." A "merchant ID" [...]
Getting Paid: The Wild Ride of Authorizations
Compared to cash purchases, the authorization of credit card transactions is almost comically complicated. To really understand it, you have to read this in the voice of a sports announcer... [...]
Quick Reads: Three types of payment reversals
One of the best examples of how the payments industry favors the cardholder over the merchant is how they reverse payments. Then there are three ways to reverse a transaction [...]
