What is 3D Secure (2.0 Edition)?
The Three Domains Secure authentication protocol had a rough launch and a chilly reception. Version 2.0 is changing all that. Time to climb aboard and incorporate this new technology into your transaction stream.
Issuer, Acquirer, or Network? The Banks Explained
Here’s a deeper look at the different roles banks play in a transaction. It’s also important to know how the card networks fit into this process. There’s the issuing bank, which issues the payment card to the consumer. There’s the [...]
A Brief History of Credit Cards
It's easy to mistake the concept of credit cards as relatively new; they're actually older than money — maybe as old as writing. Let's go back in time and trace the origins of the credit card.
Unsecured vs. Secured Credit Cards: What it means for merchants
There are two basic types of credit cards you'll be processing as merchants: secured and unsecured. It's important to know the distinctions between the two and how they apply to your target audience. This will help ensure your points of [...]