Hacking the Hype: The Equifax Breach
Now that all the click-bait panic buttons have been exhausted from the Equifax breach, we take a calm look at it from the perspective of black-hat experts.
Now that all the click-bait panic buttons have been exhausted from the Equifax breach, we take a calm look at it from the perspective of black-hat experts.
Checkout friction consists of all the different hoops a customer must jump through to buy your product. Some friction is necessary, some isn’t.
For best practise in fraud prevention merchants must capture key data on each transaction, including customer identity, order details, and user login logs.
We've put together a checklist of some key red flags that your gateway should be automated to catch in your transactions.
There's currently a lot of R&D going into creating user authentication tokens and they range from the fascinating to the downright scary.
For many merchants, a customer call center is that impending solution which reduces chargebacks and invigorates customer relationships.
The EMV card transition is finally in high gear, which is great news for compliant retailers; card-present fraud is in decline.
Representment is the process by which merchants can dispute a chargeback and recover the revenue at stake.
Most of your criminal fraud and subsequent chargebacks spawn from what is known as the Fraud Ecosystem.
The EuroPay, MasterCard and Visa (EMV) migration to “smart cards” is a textbook example of the dissonance between expectation and execution.
Fighting fraud is a tightrope act. You want to protect your business from fraud and chargebacks. But if you overprotect, your bottom line can suffer.
While screening out fraud is a top priority, it is five times more important to avoid false positives-declining legitimate purchases as fraud.